In Oregon there are special laws affecting your money recovery rights particularly so when the Oregon Car Accident involves a rental car. Currently Oregon’s Financial Responsibility Law (which the insurance industry and defense insurance lawyers got passed) provides essentially no insurance then no money for your pain and suffering.

Given this law the question which might next arise is whether self insured car rental companies and fleet operators now have to provide secondary coverage as mandated by that law?

The Oregon Trial Lawyers of which I am a supporter of did succeed in amending ORS 806.130 which totally screwed the person who rented a car and didn’t know if they were covered which now makes such coverage mandatory to better protects the consumer.

If you have been seduced by the insurance company and reached a settlement and now have second thought about the injury settlement reached in an Oregon car accident case there is a limited way to get out of the agreement and not be bound by your actions in settling the injury case.

Dates are important though with avoiding the harsh terms a settlement brings. In Oregon at least you can only not be bound by your consent to a settlement by the insurance adjuster under HB 2190 which allows consumers 5 days to cancel a settlement reached within sixty days of a car accident crash however the release must have certain mandated language advising the consumer of their rights.

What most people don’t know when they think the adjuster for the insurer is so nice is that the insurance industry puts their best skilled most fluent adjuster in touch with you right soon after the crash. Why so? Because they want to settle fast and short and based upon talking with injured people these last 19 years or so to take from you what you otherwise deserve and would get if you lawyer up.