If you have been seduced by the insurance company and reached a settlement and now have second thought about the injury settlement reached in an Oregon car accident case there is a limited way to get out of the agreement and not be bound by your actions in settling the injury case.

Dates are important though with avoiding the harsh terms a settlement brings. In Oregon at least you can only not be bound by your consent to a settlement by the insurance adjuster under HB 2190 which allows consumers 5 days to cancel a settlement reached within sixty days of a car accident crash however the release must have certain mandated language advising the consumer of their rights.

What most people don’t know when they think the adjuster for the insurer is so nice is that the insurance industry puts their best skilled most fluent adjuster in touch with you right soon after the crash. Why so? Because they want to settle fast and short and based upon talking with injured people these last 19 years or so to take from you what you otherwise deserve and would get if you lawyer up.

I just came across a recent survey which shows that texting while driving increases the chances of being involved in a car accident by 23 times. It seems that new technology only complicates things including the risk of getting injured in a car accident.

Texting is the next thing, which as supported by the survey, may entail increased crashes as reported annually by the Oregon Department of Transportation.

Certainly a crash by a texting driver will look bad to a jury so any car crash clients would benefit by a lawyer who can proof an aggravated liability claim which I would argue is exacting what texting would fall under when a car crash injury scenario follows.

GMAC just released its annual survey of the nation’s driving habits and the news shows bad drivers in the state of Oregon rank number 8 of all 50 states. Worst offender is New York- who would have guessed.

GMAC’s survey was given to more than 5,000 driver in all 50 states. The survey which I would think GMAC uses to adjust its auto insurance rates shows the older the car driver the higher the test score. Car drivers past age 35 were more likely to pass than those younger than 35.

Men past age 45 had the highest scores while young drivers showed the highest failures. Which gives reason to my gut feeling that young car drivers cause the most serious car crash accident particularly in the car accident cases I have handled over the last 18 years in the state of Oregon.

Washington drivers interestingly ranked 17 in the survey- must be the calming pacific mist of the Puget Sound.