Every Washington lawyer, like me knows she or he can get a 1/3 reduction of the pip lien on a Washington Injury case where the policy was issued in that state.

But some may not be aware that you can even recover the 1/3 Mahler discount (Mahler gives a pip offset of 1/3) to Oregon residents if they have a rental car which they signed up for in Oregon but was involved in a Washington MVA.

Because the insurance law in the state of Washington allows an injured car accident victim to get a minimum 1/3 reduction on pip reimbursement its wise (in my opinion) to get on board with an injury lawyer.

This is because if the pip goes to subrogation later and you have not retained a lawyer then you will have lost the money benefit of the 1/3 pip reduction had you gotten a lawyer at the beginning of the case under the Mahler court decision.

Auto insurance rules in the state of Oregon and Washington while complex at first glance are written often by the auto insurance industry themselves. Auto insurance rules are either pro consumer or anti consumer. In my 17 years in handling auto injury cases in Oregon I now firmly believe you can do much better in any injury insurance situation you are involved in if you have an injury lawyer on your side to interpret the auto insurance rules at hand in your case.

One auto insurance rule, in Oregon, you must have car insurance to get money on your injury case with at least two exceptions that arise at least. One exception is if you can show you had the auto insurance coverage 180 before the car wreck and the other is that you were a passenger.

Given the complex nature of auto insurance rules getting a lawyer will help you better understand the particular auto insurance rules you have to address